HOW I AVOID USING CREDIT CARD WHEN TRAVELLING

While I enjoy travelling with a partner now, I still value the experience of meeting strangers whenever i travel alone, exchange story of culture and certainly friendships even after I return home. Thanks to social media. It is just me or anyone else feels like after one trip, you’ll start thinking for next. Travel is fun but the truth is it isn’t that cheap at least for me (haha!). In my 20s, I rely much on easy access on cash using credit card on travels and I realized that I need to do something about it. I went on Youtube, blogs looking for How-To and with a little pep talk to myself, I make my own How-To.

One of most valuable skill I have developed is patience. Patience in shopping and of course travelling. There are many places in my bucket list to visit but one thing for sure that the next trip are paid in cash, no regret or feeling guilty and without creating credit card debts and yes!I did it. My very first travel without credit card was to Korea of which I end up wandering around Jeju, Busan and Seoul for a duration of 2 weeks.

DETAIL DOWN WHERE TO GO WHAT TO DO

Planning. Yes Planning would be what I enjoy most of my trip giving myself ample of time to detail down before making decision. This is pretty much just like a mini project I work in my corporate job of Project Management. In the initial phase of research and list, I would also start drafting budget and my go-to for flight fare source is Sky Scanner and commonly google has always been helpful. These website allows me to plan my itinerary from accommodation, transportation and what-to-do there.

MANIFEST MONEY

I usually sorted my personal finances first before diving straight into travel deep end. Simply by splitting my income into several accounts for expenses, saving, emergency and travel fund. If you are blessed with great amount of pay with single income, you can opt out the part where I would emphasized on manifesting more income; which means reach out for part time or freelance job advertised or simply use your skills or passion i.e painting or baking or whatever you can do to create new source of income. The idea of travel fund is not to affect your saving and to get you out of after-travel debts. Thanks to Carra from Sugarmamma.tv. I became more responsible with my cash-flow through $1000 Project awareness since then.

BOOK EARLY

Yes! Secure your transportation and accommodation early will save you more. In the last trip to Korea, I started booking my flight with AirAsia 9 months before the travel date. As I continue growing my travel fund, I then start looking at accommodation. Airbnb and Booking.com are my two favorite sources of stay to choose from. With the plan I’ve drafted, I make sure these essentials are covered by the last 3 months before departure using just travel fund.

These pretty fun, exciting travel treat are meant to be acts as self love. Letting me travel with pride but still allowing me to be in controlled (and don’t go broke, haha!) while having right balance in life.

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1 thought on “HOW I AVOID USING CREDIT CARD WHEN TRAVELLING”

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